FAQs
Frequently Asked Questions
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What happens after I complete the program?
Congrats you’re finished! We will then schedule a rebuild meeting to educate best practices to get a score over 700 and ask for other needs -
What happens to my credit scores once I finish the program?
Our financial & credit education programs provide a thorough understanding of the FICO scoring system and guide individuals to navigate in the evolving world of personal finances. After completion of our Reset program, your credit scores will typically elevate to the upper 600s. Add our timely rebuild guidance to it, and you will soar to a 700+ credit score in a few short months. Watch yours grow! -
Will my credit scores be affected?
Your scores may already be affected, we will do a check up. However, when we are done, you will see significant improvements. Check out our Reviews! -
What do I do if creditors continue to call while in your program?
We will provide best practices during your onboarding process. If creditors are calling you, contact us today! -
Can I still get sued while being in your program?
Yes, you may still get sued. Being in our program does not guarantee that you won’t get sued because it is part of your creditor’s toolbox. However, we have best practices that typically result in us obtaining a settlement before they get a judgment. -
How often will I hear from you?
Anywhere from 30-60 day check-in and as often as necessary. -
Who is holding my money while waiting on a settlement?
There are two options. You hold onto it or it goes into an escrow account with global holdings where we can pull to pay for settlements when and if we receive an offer that the client has approved. -
How long will the Reset program take?
Your financial snapshot during discovery will help us determine program duration. We like to develop a base strategy and identify opportunities to accelerate so that you graduate faster. Learn More -
How much does the program cost?
Typically people save approximately 50% of what they owe including our fees. Our fee is a percentage of what you owe that ranges from 14-17% of your debt load. For our Rebuild and Refocus programs, it depends on what you need to be serviced. Contact us directly to receive our best quote. -
What happens after the discovery process?
After the discovery process is complete and agreed upon, we begin your reset program and assign your case to an account experience manager that will work with you to complete the program with periodic check-in’s. -
What do I need to bring to the Discovery consultation
Make sure to have all expenses and income accounted for. Also make sure to have all your questions ready to be answered. Once we review your credit report we will determine if there are additional documents required. -
How long is the Discovery consultation?
We value your time. The free consultation lasts only 45-60 minutes
